Health
Ayushman Bharat — PM Jan Arogya Yojana
Ministry of Health & Family Welfare · Launched 2018
Think of it as government-backed health cover for your family. Cashless treatment at empanelled hospitals, no premium to pay if you qualify, and it happens to be the largest scheme of its kind anywhere in the world.
Key benefit
Health cover of Rs. 5 lakh per family per year for secondary and tertiary care hospitalisation.
Eligibility criteria
- Families identified under the Socio-Economic Caste Census (SECC) database
- Specified occupational categories of urban workers
- No restriction on family size, age or gender
- Senior citizens aged 70 and above are covered under the extended scheme
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Documents required
- Aadhaar Card
- Ration Card
- Mobile number for verification
- Family identity proof
How to apply
- 1Check eligibility on the official PM-JAY portal using your mobile number
- 2Visit the nearest empanelled hospital or Common Service Centre
- 3Complete e-KYC verification with Aadhaar
- 4Receive your Ayushman card for cashless treatment
Frequently asked questions
How much is the health cover under PM-JAY?
The scheme provides health cover of Rs. 5 lakh per family per year for hospitalisation at empanelled hospitals.
Is there any premium to pay?
No, the scheme is fully funded by the government and there is no premium for eligible beneficiaries.