Agriculture
Kisan Credit Card
Ministry of Agriculture & Farmers Welfare · Launched 1998
A credit scheme that gives farmers timely, low-cost access to working capital for cultivation and allied activities through a simple credit card.
Key benefit
Short-term crop loans at a concessional interest rate, with interest subvention on prompt repayment.
Eligibility criteria
- Individual or joint cultivators who own farmland
- Tenant farmers, oral lessees and sharecroppers
- Self-help groups or joint liability groups of farmers
- Farmers engaged in animal husbandry and fisheries
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Documents required
- Aadhaar Card
- Land ownership or cultivation proof
- Passport-size photographs
- Bank account details
How to apply
- 1Approach your bank branch or apply through the KCC portal
- 2Fill the Kisan Credit Card application form
- 3Submit land documents and identity proof
- 4Receive the sanctioned credit limit and KCC card
Frequently asked questions
What is the interest rate on a Kisan Credit Card?
Crop loans up to the prescribed limit are available at a concessional rate, with an additional interest subvention for farmers who repay on time.