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Women & Child

Sukanya Samriddhi Yojana

Ministry of Finance · Launched 2015

A small savings scheme for the girl child that offers attractive, tax-free returns to support education and marriage expenses.

Key benefit

High fixed interest with tax benefits under Section 80C and tax-free maturity proceeds.

Eligibility criteria

  • Account can be opened for a girl child below 10 years of age
  • A maximum of two accounts per family (exceptions for twins)
  • Resident Indian girl child

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Documents required

  • Birth certificate of the girl child
  • Identity and address proof of guardian
  • Photographs

How to apply

  1. 1Visit a post office or authorised bank branch
  2. 2Fill the SSY account opening form
  3. 3Submit the girl child's birth certificate and guardian KYC
  4. 4Make the initial deposit to activate the account

Frequently asked questions

What is the maturity period of SSY?

The account matures 21 years from the date of opening, with deposits required for the first 15 years.

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