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Eligibility

Loan Eligibility Calculator

Find out how much loan you may qualify for based on your monthly income and existing obligations.

Rs.
Rs. 10,000Rs. 10,00,000
Rs.
Rs. 0Rs. 3,00,000
%
1 %20 %
yrs
1 yrs30 yrs
%
30 %70 %

Eligible loan amount

₹24,45,189

Max affordable EMI

₹22,000

₹24,45,189Eligible loan
  • Loan amount46%
  • Interest over tenure54%

At a FOIR of 50% you can service an EMI of about ₹22,000. Actual sanction depends on the lender and your credit profile.

Indicative Home loan rates — top lenders

For reference only · verify with lender
State Bank of India

State Bank of India

SBI

8.50% – 9.15%

p.a.

HDFC Bank

HDFC Bank

HDFC

8.75% – 9.65%

p.a.

ICICI Bank

ICICI Bank

ICICI

8.75% – 9.80%

p.a.

Axis Bank

Axis Bank

Axis

8.75% – 9.15%

p.a.

Kotak Mahindra Bank

Kotak Mahindra Bank

Kotak

8.75% – 9.60%

p.a.

Punjab National Bank

Punjab National Bank

PNB

8.50% – 11.45%

p.a.

Bank of Baroda

Bank of Baroda

BoB

8.40% – 10.65%

p.a.

LICHOUSING FINANCE

LIC Housing Finance

LIC HFL

8.50% – 10.75%

p.a.

Rates are indicative as of 2026 and vary by credit profile, tenure and product type. Always confirm the current rate with the lender directly.

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Note: Results are indicative and for planning purposes only. Final figures from banks, lenders or the Income Tax Department may differ based on their policies and the latest rates.
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